Terms of Service

1. Acceptance of the Terms

These Terms of Service ("Terms") form a binding agreement between you ("you", "the user") and MFXT — Millionaire FX Trading ("MFXT", "we", "us", "our"). They govern your access to and use of the MFXT dashboard, mobile application, websites, the PHANTOM X trading software, and all related services (together, the "Services").

By creating an account, generating a license key, installing the software, or otherwise using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, Risk Disclosure, and Refund Policy. If you do not agree, you must not use the Services.

2. Eligibility

You must be at least 18 years old and of legal age to enter into a binding contract in your jurisdiction. By using the Services you represent and warrant that:

• You are at least 18 years of age.
• You have the legal capacity and authority to accept these Terms.
• Your use of the Services is not prohibited by any law or regulation applicable to you.
• All information you provide to us is accurate, current, and complete.

We may refuse, suspend, or terminate access where eligibility cannot be reasonably established.

3. User Accounts

Certain features require an account. You are responsible for safeguarding your login credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use or suspected security breach.

You may not share your account, impersonate another person, or create an account using false information. One person or entity may not operate multiple accounts to circumvent licensing limits or other restrictions.

4. Private Membership

MFXT offers a private membership that unlocks the full PHANTOM X trading software and member-only features. MFXT may grant, offer, or extend membership through any methods it chooses from time to time, including (without limitation) qualifying purchases, approved supported-broker partnerships or arrangements, promotional campaigns, invitations, special programs, verification of membership in our official private community, or any other eligibility criteria established by MFXT. MFXT may introduce, modify, or withdraw any such method at its discretion.

Membership is personal to you, is non-transferable, and confers no ownership interest in MFXT. We may define, change, or discontinue membership tiers, benefits, eligibility criteria, and pricing at any time. Access to member features depends on your membership remaining in good standing.

5. Licenses & License Keys

Subject to these Terms, MFXT grants you a limited, personal, non-exclusive, non-transferable, revocable license to install and use the PHANTOM X software on the trading accounts you are entitled to under your membership tier. The software and license keys are licensed, not sold.

License ownership and restrictions:

• You may generate license keys only up to the limit assigned to your account or membership tier.
• Each license key is bound to the trading account and server for which it is generated and is intended for your own use only.
• You must not share, lend, rent, sublicense, publish, or resell license keys, nor distribute the software to any third party.
• You must not reverse engineer, decompile, modify, or attempt to bypass the licensing, verification, or kill-switch mechanisms of the software.

All rights not expressly granted to you are reserved by MFXT.

6. License System Rules

To protect the integrity of the platform and prevent abuse, the following rules apply to license capacity and apply in addition to the restrictions above:

• A generated license key is permanently counted against your license capacity. License keys cannot be deleted to recover or free up available license slots.
• Trading accounts connected using a license cannot be deleted in order to gain additional license capacity.
• License capacity may only be increased through the means we make available (for example, purchasing additional license packs or upgrading your membership).
• Any attempt to abuse, manipulate, or circumvent the licensing system — including creating duplicate accounts, sharing keys, or exploiting deletion to reclaim slots — may result in suspension or permanent termination of your account, with no refund.

License keys that are lost, deleted, forgotten, unused, or expired do not entitle you to replacement license capacity, additional license slots, credit, or a refund, unless MFXT decides otherwise in its sole discretion. You are solely responsible for securely retaining and managing your own license keys.

7. Payments

Where the Services are paid, the following applies:

• Payments are accepted in cryptocurrency only, through our designated payment processor. You are responsible for sending the correct amount, asset, and network.
• Cryptocurrency transactions are irreversible once confirmed on the blockchain. You are solely responsible for the accuracy of any payment you initiate.
• Prices, packs, and membership fees are displayed in the application and may change at any time. Promotional pricing applies only while offered.
• Access, license capacity, or membership is granted after a payment is confirmed on-chain.

MFXT reserves the right to manually review, hold, or verify any payment before activating a membership, license capacity, or other benefit. This verification may be carried out to prevent fraud, abuse, duplicate or erroneous payments, or other payment-related issues, and activation may be delayed until the review is complete.

Membership and subscription rules, where applicable, are described at the point of purchase. Refunds, where available, are governed by our Refund Policy.

8. Availability & Changes to the Services

The Services are provided on an ongoing but not guaranteed basis. To the maximum extent permitted by law, MFXT may, at any time and without liability to you, modify, update, suspend, limit, discontinue, withdraw, or remove the Services, or any part, feature, tier, or component of them, in whole or in part, with or without notice. We may also impose or change limits on certain features, or restrict access to parts of the Services, without notice.

We will use reasonable efforts to keep the Services available, but we do not warrant uninterrupted, timely, secure, or error-free operation, and we are not liable for any unavailability, modification, suspension, or discontinuation of the Services.

9. Beta & Experimental Features

From time to time MFXT may offer features, tools, or functionality identified or reasonably understood to be beta, preview, experimental, or otherwise not yet generally available ("Beta Features"). Beta Features are made available for evaluation purposes on an "as is" and "as available" basis, and:

• may contain bugs, errors, or inaccuracies;
• may change, be modified, or behave unpredictably at any time;
• may be suspended, limited, or removed at any time without notice; and
• are provided without any warranties, guarantees, or commitments of any kind.

Your use of any Beta Feature is entirely at your own risk, and MFXT has no liability arising from, or in connection with, your use of Beta Features.

10. Intellectual Property

The Services, including the PHANTOM X software, source code, algorithms, designs, text, graphics, logos, trademarks, and all related intellectual property, are owned by MFXT or its licensors and are protected by applicable law. Except for the limited license granted to you, nothing in these Terms transfers any intellectual property rights to you. You may not use our names, logos, or branding without our prior written permission.

11. Acceptable Use

You agree not to:

• Use the Services for any unlawful, fraudulent, or abusive purpose.
• Interfere with, disrupt, overload, or attempt to gain unauthorized access to the Services, our infrastructure, or other users’ accounts.
• Copy, scrape, resell, or commercially exploit the Services or their content without authorization.
• Upload malicious code or attempt to circumvent security, licensing, or rate-limiting controls.
• Use the Services to harm, harass, or mislead others.

12. Export Controls & Sanctions

You may not access or use the Services where doing so is prohibited by applicable law, including any applicable sanctions programs, export-control laws, embargoes, or trade restrictions. By using the Services, you represent and warrant that you are not located in, ordinarily resident in, or accessing the Services from a country or territory subject to comprehensive sanctions, and that you are not a person or entity with whom dealings are restricted or prohibited under any applicable sanctions, export-control, or other laws and regulations. You are responsible for complying with all such laws and regulations applicable to you.

13. Account Suspension & Termination

We may suspend or terminate your access to the Services, in whole or in part, at any time and without prior notice, if we reasonably believe that you have violated these Terms, abused the licensing system, engaged in fraudulent or unlawful activity, or created risk for MFXT or other users.

Upon termination, your right to use the Services ceases immediately. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and governing law — will survive.

14. No Investment Advice

MFXT does not provide financial, investment, tax, legal, accounting, or trading advice, and does not offer personalized recommendations of any kind. PHANTOM X is technical trading software only — a tool that operates according to its configuration and the settings you select.

Nothing made available through the Services — including the software, dashboards, analytics, AI-generated reports, examples, statistics, documentation, educational material, or community content — constitutes, or should be interpreted as, investment advice, financial advice, a solicitation, or a recommendation to buy, sell, hold, or trade any financial instrument or to adopt any trading strategy. You remain fully and solely responsible for your own trading decisions, configurations, and risk management. Please also read our Risk Disclosure.

15. Broker Disclaimer

MFXT is independent from, and is not affiliated with, any broker unless expressly stated otherwise. Your relationship with any broker is governed by your own separate agreement with that broker, and your funds are held by your broker, not by MFXT.

MFXT does not control, and is not responsible or liable for, any of the following, which are determined by your broker and other third parties:

• trade execution, order routing, requotes, or rejected orders;
• spreads, commissions, swaps, or financing charges;
• slippage, latency, pricing, or quote feeds;
• margin requirements, leverage, or trading restrictions;
• deposits, withdrawals, or the handling of your funds;
• broker outages, downtime, insolvency, or misconduct; and
• broker policies, terms, or any changes to them.

16. Disclaimer of Warranties

The Services are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or availability.

MFXT does not warrant that the Services will be uninterrupted, error-free, secure, or that the PHANTOM X software will achieve any particular result. Trading involves substantial risk; see our Risk Disclosure.

17. Limitation of Liability

To the maximum extent permitted by law, MFXT and its officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or trading losses, arising out of or relating to your use of (or inability to use) the Services, even if advised of the possibility of such damages.

To the maximum extent permitted by law, our total aggregate liability for any claim relating to the Services will not exceed the amount you paid to MFXT for the Services in the three (3) months preceding the event giving rise to the claim.

18. Force Majeure

MFXT will not be liable or responsible for any failure or delay in performing its obligations, or for any unavailability, interruption, or impairment of the Services, resulting from events or circumstances beyond its reasonable control. Such events include, without limitation:

• internet, network, hosting, or telecommunications outages or failures;
• broker, exchange, or liquidity-provider downtime, delays, or failures;
• blockchain congestion, forks, reorganizations, or network failures;
• acts, orders, or restrictions of any government, regulator, or authority;
• cyber-attacks, hacking, denial-of-service attacks, malware, or other security incidents;
• fires, floods, earthquakes, storms, pandemics, or other natural disasters;
• war, terrorism, civil unrest, strikes, or labor disputes; and
• power failures, equipment failures, or any other event of force majeure.

During a force majeure event, MFXT’s affected obligations are suspended for the duration of the event, and MFXT will use reasonable efforts to resume normal operation when practicable.

19. Changes to the Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date and, where appropriate, provide notice within the application. Your continued use of the Services after changes take effect constitutes your acceptance of the revised Terms.

20. Governing Law & Disputes

These Terms, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them, their subject matter, or formation, are governed by and construed in accordance with the laws applicable at MFXT’s principal place of business, without regard to conflict-of-law principles and excluding the United Nations Convention on Contracts for the International Sale of Goods. You agree to submit to the exclusive jurisdiction of the competent courts of that location for the resolution of any such dispute that cannot first be resolved informally. Where MFXT designates a specific governing jurisdiction within the application or in an updated version of these Terms, that designation will apply. Nothing in this section limits any mandatory consumer-protection rights available to you under the laws of your country of residence.

21. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a competent authority, that provision will be deemed modified to the minimum extent necessary to make it enforceable or, if it cannot be so modified, severed from these Terms. The invalidity or unenforceability of any provision will not affect the validity or enforceability of the remaining provisions, which will continue in full force and effect.

22. No Waiver

No failure or delay by MFXT in exercising or enforcing any right, power, or provision under these Terms operates as a waiver of that or any other right, power, or provision, and no single or partial exercise of any right precludes any further exercise of it or of any other right. Any waiver must be in writing to be effective and applies only to the specific instance and purpose for which it is given.

23. Entire Agreement

These Terms, together with our Privacy Policy, Risk Disclosure, Refund Policy, and any other policies, guidelines, or terms expressly incorporated by reference, constitute the entire agreement between you and MFXT regarding the Services, and supersede all prior or contemporaneous understandings, agreements, representations, and communications, whether written or oral, relating to their subject matter.

24. Electronic Agreement & Consent

By clicking "I Agree" (or a similar control), creating an account, generating a license key, or otherwise accessing or using the Services, you consent to enter into this agreement electronically and agree that doing so has the same legal effect as a handwritten signature. You agree that we may provide these Terms, notices, disclosures, and other communications to you electronically, including within the application or by email, and that such electronic communications satisfy any legal requirement that they be in writing.

25. Contact

For questions about these Terms, contact us through the in-app Support center or by email at admin@mfxtai.com.